Agora Whitelabel Stablecoin Integration Guide

Agora enables custom stablecoin creation by using an ERC4626 vault architecture with AUSD (Agora Dollar) as the underlying asset.

This design enables you to issue and control your own token, while maintaining a strict 1:1 backing with institutional-grade USD reserves. You retain full flexibility over token economics, permissions, and user experience.

Growth & Liquidity	Institutional Security & Control	Flexible Technology
Institutional Rewards: Unlike traditional stablecoin issuers who keep 100% of the interest, Agora operates an Open Reward Model. Revenue is distributed back to you based on your token’s market cap.	1:1 Asset Backing: Every newUSD token is a direct claim on AUSD held within your contract. Reserves are managed by VanEck and custodied by State Street, ensuring bankruptcy remoteness.	Full ERC4626 Compatibility: A plug-and-play standard that ensures your stablecoin works instantly with yield aggregators, lending markets, and DEXs.
Native Liquidity Rails: Tap into Agora’s global ecosystem. Mint/Redeem your branded stablecoin directly against USDC or USDT at 1:1 through AUSD, bypassing the need for expensive, shallow liquidity pools.	Compliance Inheritance: Automatically mirrors AUSD’s institutional freeze list. If an address is flagged for AML/Sanctions on the underlying AUSD contract, it is restricted from interacting with your token.	Transparent Proxy Upgrades: Uses the Transparent Proxy Pattern to allow for seamless logic updates without requiring a token migration or changing the contract address.
No Vendor Lock-In: Maintain full future flexibility and control, with no exclusivity requirements, exit fees, or restrictive contracts. Enable multi-collateral or off-chain backing as you grow.	Two-Step Ownership: High-stakes operations require a two-step “propose and accept” process, eliminating the risk of accidental ownership loss via fat-finger errors.	Gasless Transfers (EIP-2612): Native support for `permit()`, allowing users to sign approvals off-chain. This removes the “first-transaction” hurdle, significantly increasing conversion rates.
	Emergency Pause: Owner-controlled “circuit breaker” can instantly halt deposits, withdrawals, and transfers during emergencies.